Workers' Comp Recent Successes

Agency Workers Comp

Recent Success

A Pie partner bound these policies in the last month.

Class Code: 0928 – Retail store Hazard group: B ExMod: 1 Bound Premium: $6,269

Unique Characteristics:

Class code is eligible for instant quote
Had 0 claims in the past 3 policy terms

General underwriting guidelines:

New venture-eligible
$0 minimum payroll
Considered a preferred class, so loss runs aren’t required

Eligibility

Cannot operate as a pawn shop, sell firearms, sell airsoft/paintball equipment, or have firearms on premises
No products that contain THC

Class Code: 9084 – Bar, nightclub, or tavern Hazard group: B ExMod: 1 Bound Premium: $4,525

Unique Characteristics:

Class code is eligible for instant quote
Had 0 claims in the past 3 policy terms

General underwriting guidelines:

New venture-eligible
$0 minimum payroll
Considered a preferred class, so loss runs aren’t required

Eligibility:

No employees providing/performing live music, dancing, exotic dancing, karaoke, roller skating, fire breathing, or anything beyond the ordinary
No bouncers or armed/unarmed security staff

Class Code: 9082 – Restaurant Hazard group: A ExMod: 0.99 Bound Premium: $28,765

Unique Characteristics:

Had 2 claims in the past 3 policy terms

General underwriting guidelines:

New venture-eligible
No minimum payroll
Considered a preferred class, so loss runs aren’t required

Eligibility:

No live entertainment

Class Code: 0036 – Dairy farm and drivers ExMod: 0.89 Hazard group: C Bound Premium: $22,177

Unique Characteristics:

Had 3 claims in the past 3 policy terms

General underwriting guidelines:

Minimum 1 year continuous workers’ compensation coverage
$30,000 minimum payroll
Loss runs required

Eligibility

No live-in employees or high percentage of seasonal employees
Must have mechanized harvesting process
No aerial crop dusting
No employees lifting above 50 lbs

Class Code: 5645 – Carpentry construction of residential dwellings ExMod: 0.86 Hazard group: C Bound Premium: $4,099

Unique Characteristics:

Had 0 claims in the past 3 policy terms

General underwriting guidelines:

Minimum 1 year continuous workers’ compensation coverage
$50,000 minimum payroll

Eligibility

No employees above 25 feet
OSHA safety guidelines must be followed when working above ground or on rooftops
No employees primarily engaged in structural rough framing

Class Code: 9052 – Hotel ExMod: 1.39 Hazard group: B Bound Premium: $11,357

Unique Characteristics:

Class code is eligible for instant quote
Had 3 claims in the past 3 policy terms

General underwriting guidelines:

New venture-eligible
Considered a preferred class, so loss runs aren’t required

Eligibility

No hourly rates

Class Code: 8832 – Physician and clerical ExMod: 1.22 Hazard group: C Bound Premium: $9,276

Unique Characteristics:

Class code is eligible for instant quote
Had 0 claims in the past 3 policy terms

General underwriting guidelines:

New venture-eligible
$0 minimum payroll
Considered a preferred class, so loss runs aren’t required

Eligibility

No 24-hour service
Cannot operate as a detox center, mental health hospital, or psychopathic institution
No specialized treatment of highly infectious diseases
No air evacuation or air ambulance transport

Class Code: 0891 – Child care and early education ExMod: 0.95 Hazard group: B Bound Premium: $3,327

Unique Characteristics:

Class code is eligible for instant quote
Had 0 claims in the past 3 policy terms

General underwriting guidelines:

New venture-eligible
$0 minimum payroll
Considered a preferred class, so loss runs aren’t required

Eligibility

No operations out of a home residence
No extra-curricular classes or activities (gymnastics, dance, karate, swimming, team sports)

Class Code: 8824 – Retirement living center ExMod: 0.77 Hazard group: A Bound Premium: $3,327 Dividend: .4

Unique Characteristics:

Class code is eligible for instant quote
Had 0 claims in the past 3 policy terms
Loss runs required

General underwriting guidelines:

Minimum 1 year continuous workers’ compensation coverage
Minimum $50,000 payroll

Eligibility

No high percentage of alzheimer’s or dementia patients
Employees must be trained on proper lifting technique when handling patients

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